We can help you navigate your way through one of the most crucial policy decisions you will ever have to make in your lifetime, and we vow to secure you a tailored MA life insurance plan you can rely on. At Oxford Insurance Agency, Inc. we want to help you determine which MA life insurance policy type is right for you! Our dedicated team of life insurance experts understands Massachusetts’s market and regulations and can find the right plan that fits your individual needs.
At Oxford Insurance Agency, Inc. we can help you determine which Massachusetts life insurance policy is right for you! Our dedicated team of life insurance experts understands Massachusetts’s market and regulations and can find the right plan that fit your individual needs.
Term Life Insurance Basics:
Whole Life Insurance Basics:
Term and Whole Life Combined:
When to choose term life?
Most people choosing term life have a strategy for long term net worth. They need specific coverage for a period of their lives to protect debt, loved ones, and children. For a homeowner with children it may make more sense to have a term life policy that covers the mortgage and living requirements until their children are old enough to provide for themselves – in this case the term would expire around the time your children move out.
When to choose whole life?
Whole life can be used in the retirement years as cash assets. It can provide equity for loans and have fixed payments that do not increase with time. Often times whole life policies will pay dividends – although not always.
Give us a call and let one of our expert life insurance specialists get you started on the right path. Contact Oxford Insurance Agency, Inc. today for more information about life insurance in MA .