A FAIR Way to get Mass Property Insurance

 Hurricane Irene in Massachusetts, via boston.com

You may have heard about a Mass property insurance crisis; where insurance companies are pulling out of the state due to the high risk of natural disasters in the area. From the devastation of Hurricane Katrina it is easy to see why insurance companies are reluctant to offer coverage in some areas of Mass but obtaining insurance in the state is still possible in spite of the negative publicity.

Many private insurers are happy to insure properties in the state so consulting with an insurance professional and doing some research into available options should be the first step for anyone who may be experiencing difficulty obtaining home insurance. Taking as many preventative measures to safeguard your home against damage from natural disasters may help make your property a more enticing prospect for insurers and could even lower the rate of your premiums.

Home owners having difficulty obtaining insurance can contact us for information about options that are available.

For those who do have insurance in the voluntary market, make sure your Mass property insurance policy covers you for potential disasters. It is good to be aware that you may have separate deductibles for different types of damage, such as wind damage and you will need to purchase separate flood insurance through the National Flood Insurance Program. Speak to us if you’re uncertain about the coverage you have in place. With Oxford Insurance Agency, you can get the coverage you need for your home. Contact us today for more information!

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