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When purchasing a condo, request a copy of the master insurance policy to find out what it covers. After determining what the master policy covers, contact your condo insurance in Massachusetts agent to purchase any additional financial protection you desire that is not provided in the master policy. You are likely to want insurance coverage for your personal possessions and financial protection in the event the interior of your condo is damaged in an accident or disaster.

When considering condo insurance in Massachusetts, you may want to look beyond the inclusions in a standard policy. Examples of coverage usually found in a standard condo insurance policy includes personal property for your possessions and loss of use to provide alternate living arrangements in case your condo is damaged. Personal liability in the event someone is injured on your property is another example. There are some additional coverage to consider based on your individual circumstances.

Massachusetts General is the third oldest hospital in the United States. Located in Boston, the hospital is committed to offering a high standard of medical care. The teaching hospital employs many physician residents. Many of these doctors-in-training rent property near the hospital. Whether you are a trainee physician seeking rental housing, or someone new to the State seeking a place to live, Massachusetts renters insurance may provide the coverage you need for your personal possessions and liability.

Before purchasing your condo insurance in Massachusetts, find out what you are responsible for insuring and what your association has to insure. Typically, the condo association provides insurance coverage for the structure of the building and common areas, and the tenant has to purchase condo insurance for certain internal parts of the condo and personal possessions. Windows might be an item in question. Depending on the condo association terms, the tenant could be responsible for insuring them, or the association may accept responsibility under their master policy.

There is a tremendous need for Massachusetts renters insurance in Cambridge where two of the nation’s top colleges attract new students every year. U.S. News and World Report ranks Harvard the nation’s number one university and, Massachusetts Institute of Technology (MIT) the nation’s number two technical college. This brings a large influx of students who need rental housing into the area each year.